Quality Furniture in Orlando

 

No Credit Needed Financing Options:


 

 West Creek Financial image

Employment for at least the last 6 months.

Open Checking Account for at least 3 months.

No NFS transactions.

Debit Card.

$40 down when approval is used towards a purchase.


 

18 years or older.

$700 or more monthly income.
 
Checking or savings account and routing number are preferred but not required.
 
$40 initial down payment.

 


 

Steady income from the same employer for  at least the last six months.

Active checking account for at least three months and have no "Non Sufficient Funds" or excessive overdrafts in the last 30 days.

Earn at least $1000 per month and deposit at least $500 per month into checking account.

$50 Application Fee if you decide to use the credit towards a purchase.

90 day-buyout option.


 

American First Finance Image

Minimum monthly income of $800.

Valid debit card linked to the bank account on your application.

Open and Active Bank or Debit Caard account for at least 60 days.

No more than 4 NSF's in the last 30 days.

Application fee may apply if approved and used towards a purchase.


  Other No Credit options are available; contact 407-512-0101 or sales@qualityfurniturediscounts.com for more information.


 

 

Credit Check Financing Options:


 

0% Interest for 6 Months on Any Purchase.

0% Interest for 12 Months on Purchases Over $2,000.

Two Forms of Identification Required for Application:
A Government or State Issued ID.

A Credit Card.

* Up to 60 Months financing available.

Florida residents only.


 

0% Interest for 6 Months on Any Purchase.

0% Interest for 12 Months on Purchases Over $2,000.

Two Forms of Identification Required for Application:
A Government or State Issued ID.

A Credit Card.

* Up to 60 Months financing available.


 Other Credit Check options available; contact 407-512-0101 or sales@qualityfurniturediscounts.com for more information.


 

 

Need Financing? No Problem! "WE SAY YES!"

With our network of finance solutions, we can provide you with a single point of contact for multiple credit products that fit all credit profiles and financing needs. This enables us to offer the best option for each of our customers. This enables us to give someone with good credit or little to no credit but has a job for at least 6 months and a checking account for at least 90 days, we can provide an opportunity to purchase the furniture that you have always wanted. Which means HIGHER APPROVALS and BETTER TERMS!

*With approved credit. Each company has its own policies and what they will offer. These are only examples and do not reflect every company. All "No Interest" promotions require monthly minimum payments and credit approval.

 

No Credit Needed Financing

We have several no credit needed financing options to choose from:

West Creek Financial

Snap Finance

Progressive

Credda

Okinus

American First Finance

Crest Financial

Tempoe

 

Credit Check Financing

Quality Furniture offers a variety of financing plans with a credit card issued through Synchrony Financial - a trusted leader in the financial credit business. Get a head start on your application and then visit our stores to begin your shopping experience.

We also offer credit check financing through Tidewater.

Once you fill out the application, you can visit Qualityfurniturediscounts.com to make your purchase! Please contact our store to submit your PDF application to a Sales Representative so that they may begin the financing process.

Synchrony Financial Application Link

Tidewater Credit Application Link

 

Other Payment Options

We also accept Visa, MasterCard, American Express, Discover, personal or certified check, made payable to Quality Furniture. For customer service and delivery information, please call (407-512-0101)

 

Gift Certificates Available

Can't decide what to give? Why not let your recipient make their own selection with a Gift Certificate?

A Gift Certificate is the perfect gift when you just can't decide for a friend, someone special, family member, or a relative.

 

FAQ's

Do you check my credit score?

Some of our finance solutions check your credit score, while others check your employment and checking account. This enables us to offer you the best possible option for you.

If I submit an application, do you start to automatically charge me?

No, you still have come in to one of our locations and sign a contract. Or you can purchase & sign online.

When is my first payment due?

The first payment is generally due between 10-14 business days from when you receive your merchandise. You will be asked to sign a Receipt of Goods document upon pick up or delivery. It is at that point that your payment schedule begins.

On the No Interest financing, do I have to make payments?

Yes, minimum payments will be due every month. As long as you pay your balance in full within the allotted time, you will not incur interest or lease charges.

Remember, late payments or no payments will void your "No Interest" plan.

Do I pay Quality Furniture directly?

No. Once approved, your payments will be due to the finance company that you choose.

Who should I contact if I have a problem or question with my financing?

Once you are set up, we will give you the contact information so that you can call them directly. However, if you have a warranty or product question, please contact our customer service department.

Customer Service: (407)-512-0101

What if I need more money than what I was approved for?

Depending on which finance solution you choose, there is a possibility to extend the amount you were approved for.

If you would like to get a higher amount, you would need to come or call us and request an extension.

*With approved credit. Each company has its own policies and what they will offer. These are only examples and do not reflect every company. All "No Interest" promotions require monthly minimum payments and credit approval.